Why I started this blog?

Just a bit of a background. I'm an OFW working as a software developer/ programmer in Singapore. I started to become financially aware when I was 25 years old. Quite late huh? I think it's a bit late... I think I should have started when I was 21 when I got my first salary. But anyways, I cannot turn back time. 

The turning point was I was 25 years old and I realized I don't have enough savings after close to 5 years of working. I remember that time I was only able to save around 100 thousand pesos. I thought it's pitiful and I thought if I wanted to have a better future I need to do something about it. 

So I started to attend seminars. I have to be open minded. I will never be able to know the things I wanted to know if I wasn't open minded. That was my mindset. Our company held seminars about life insurance with investment features. I attended it and lo and behold, life insurance was my first investment. 

Until now I'm still paying for my insurance policy that I bought that time. It excites me to think that I have started investing and my money will grow which I can use in the future. In this seminar, I was able to meet like minded colleagues of mine who introduced me to a group that teaches financial literacy for free. Some of you might be familiar about it if you have heard the group IMG (International Marketing Group).

I regularly attended their seminars and it started to open my mind about the world of investing. Terms such as passive and active income, financial freedom, portfolio, stocks, bonds and mutual funds were all new to me. Every time I attended the free seminars, I listened attentively. I was like a sponge trying to understand every new information I was able to acquire. 

The terms that struck me though were passive income and financial freedom. These were the words that I was drawn into. I became interested how to have passive income in order to achieve financial freedom. 

After a year of being active in IMG, I had an opportunity to go abroad and find a job in Singapore. It was a risk but in God's grace I was able to find a job in Singapore. In Singapore I found another group similar with IMG. I guess it's the law of attraction. I want to be financially free and there will be opportunities that will come your way. I was glad I took that opportunity.

My journey to financial freedom is still ongoing and I know there are lots of people out there who wants to be financially free too. This is the reason why I started this blog, so I could blog my journey towards financial freedom and share it with people who are or want to be in the same journey. 

I also wanted to give value to my fellow filipino people by sharing my thoughts and experiences regarding financial management. I find it worthwhile reading financial bloggers and I thought we are on the same journey but for sure my experiences will never be the same like them. 

I believe we need more financial bloggers that are willing to share their experiences, thoughts and expertise so we could reach and educate more fellow filipinos. God bless us all!